FEHB enrollment changes for federal retirees & others
[Important notice] The information presented herein does not apply to active federal and postal employees. Active employees must seek information about changes to their FEHB coverage from their employing agency.
FEDERAL BENEFITS OPEN SEASON CHANGES
Annuitants may change plans, options, or type of enrollment (Self Only, Self Plus One, or Self and Family) during the annual federal benefits open season (mid-November through mid-December). All such changes must be made through the U.S. Office of Personnel Management (OPM) online or by calling toll-free during the period of the open season. Please remember that if you are covering only one other family member, you may choose to enroll in either the Self Plus One or Self and Family, whichever is less expensive.
OUTSIDE OF OPEN SEASON CHANGES
Annuitants, survivor annuitants, former spouses, and children or former spouses who are eligible for temporary continuation of coverage and who need to make a change in enrollment outside of the open season, based on a “qualifying life event” (QLE), must use OPM Form 2809.